SmartPay Program
Heating Oil Delivery Financing Program
SmartPay: A Budget Plan for Your Fuel Purchases
Our SmartPay program is a free payment program that helps you keep your energy costs down during the coldest months of the year by spreading your energy costs into lower, monthly payments. With SmartPay, your expected fuel, service agreement, and tank lease fee expenses for the year will be divided throughout the year, which translates to low monthly payments. This is our most popular payment program.
To calculate your monthly payment, we use your delivery history to estimate the total number of gallons you will need for the year. We then combine that cost with the cost of any service plans or tank lease fees to estimate your monthly payment amount. You don’t need to worry about using less fuel than we’ve budgeted for because you can always request a refund on the remaining balance. Periodically SMO Energy will review your actual spend to your projected spend and will adjust your SmartPay payments to align the two. There is no cost to enroll in this program!
Benefits of our SmartPay Program
- Low monthly payments – Annual costs are divided into easy monthly payments.
- No surprises of large bills – No need to worry about paying for your entire delivery all at once.
- More than just fuel – Monthly payments can include all fuels, service agreements, and tank lease fees on your account.
- Plan adjusts to your usage – Your monthly SmartPay payment amount will be adjusted throughout the year to reflect your actual usage. It will be adjusted periodically so you don’t end up with a large bill at the end of the year, or end up paying more than you need to.
- Multiple automatic payment options – To make your payments even easier, you can choose between convenient recurring payments automatically made to your credit card each month, paying it yourself by check, or by making a credit card payment online in your free online account.
SmartPay Plus: Payments Made Even Easier
By joining our SmartPay program, you have the option to enroll in SmartPay Plus. This program allows you to have your monthly payments automatically withdrawn from your bank account on the due date each month. This ensures that your payments are always on time, and you never have to worry about remembering to make a payment again!
Why Should You Enroll In SmartPay Plus?
SmartPay Plus offers you a number of benefits:
- Makes paying bills easy – no more stamps or checks
- Avoid late fees – since your payment will be automatically withdrawn from your bank account or charged to your credit card, SmartPay Plus will help you avoid late fees
- Peace of mind – never have to worry about when your bill is due or making sure you make your payment in time
The best part – it’s FREE! There is no cost to enroll in our SmartPay or SmartPay Plus program.